The 5 Plans You Need In Retirement Checklist
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Retirement should be worry free. Our personalized plans, designed for those with $300k+ in assets, give you clarity and security for a stress-free future.
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Worried about outliving your wealth?
You’re not alone. Our ClarityToProsper™ process ensures your retirement plan is built to last, so you can enjoy life without the fear of running out of money.
Unclear about your financial future?
If your financial picture feels foggy, we bring clarity. We’ll give you a complete overview of your investments and income sources so you know exactly where you stand.
Unsure if you’re taking too much risk?
Markets change, and so should your strategy. We’ll assess your risk level and make sure your investments are working efficiently for the retirement you deserve.
Confused about social security or pensions?
Maximizing your benefits can be challenging, but it’s essential for your financial future. We’ll guide you through the options, helping you get the most out of what you’ve earned.
Paying too much in taxes?
Don’t let unnecessary taxes eat away at your savings. We focus on tax-efficient strategies to keep more of your money working for you in retirement.
Struggling to organize your legacy?
Estate planning shouldn’t be stressful. Our LegacyMax™ package helps you protect your assets while making sure your wishes are clearly documented for your loved ones.
At Retirement Advocates Inc., our mission is to provide you with the clarity and confidence you need to secure a comfortable retirement.
We focus on your goals, crafting personalized plans that protect your lifestyle and peace of mind. With unwavering integrity and client-focused service, we guide you every step of the way.
Maria G. Fliess, RICP®, LUTCF®
Founder & President, Retirement Advocates Inc.
At Retirement Advocates Inc., we ensure your financial plan gives you the clarity and confidence to maintain your lifestyle without worrying about outliving your wealth.
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In our first meeting, we’ll focus on your goals, dreams, and concerns. Together, we’ll explore your financial situation and create a plan tailored to your needs.
We’ll provide a 30,000-foot view of your financial landscape — your savings, investments, and goals—giving you a clear and simple understanding of where you stand and how to move forward.
With your personalized plan in place, we’ll take the necessary steps to align your investments and savings, setting you on a clear path toward your retirement goals.
Your retirement plan adapts as your life changes. We’ll provide continuous support with income, tax, investment, and healthcare planning, ensuring you stay on track. Plus, we’ll help secure your legacy for future generations.
With our ClarityToProsper™ process, we help you structure a personalized retirement plan that’s designed to make your investments last as long as you do, with strategies designed to protect and grow your wealth throughout retirement.
Our ClarityToProsper™ process includes a step-by-step approach: from discovery sessions, detailed financial assessments, and plan implementation to ongoing support and legacy planning, so you always know where you stand.
It’s never too early to start planning, but ideally, you should begin at least five years before you retire. We primarily work with clients aged 50 plus to help them prepare and create a roadmap for a comfortable and secure retirement.
It depends on your specific situation. We’ll help you evaluate your options and decide whether keeping your 401(k), rolling it into an IRA, or exploring other options is best for your financial future.
We guide you through the best strategies to claim your Social Security benefits, ensuring you maximize your payout based on your unique financial situation and retirement goals.
There’s no one-size-fits-all answer, but generally, having at least $500,000 in investible assets is a good starting point. We’ll work with you to create a personalized plan based on your goals and current financial standing.
Our team specializes in reducing your tax burden by implementing tax-efficient withdrawal strategies, Roth conversions, and other personalized approaches to keep more of your money in retirement.
Our team will review your portfolio and suggest adjustments to ensure your investments align with your risk tolerance and retirement timeline, giving you peace of mind about your future.
We offer comprehensive legacy planning, including our LegacyMax™ service, to ensure your estate is passed on smoothly and tax-efficiently to your beneficiaries, with all documents organized and secure.
We recommend reviewing your plan at least once a year or when major life changes occur. We provide regular reviews and updates to keep your plan on track and aligned with your evolving needs.
Retirement Advocates has served me well. For 8 years now they have been attentive to my sometimes rather complex investment management needs. Maria offered me a multitude of suggestions and has made me aware of several investment options. My portfolio has grown in value such that I can retire worry free anytime I so desire. Goodness, so so happy now.
Testimonials were solicited, no compensation.
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